PRIVACY POLICY

Ocean Habor Insurance values our relationship with you. We take responsibility to protecting the security and confidentiality of your information, how we use, share and disclosure of it. Whether you are a member or visitor, Ocean Habor Insurance treats your information with a high level of security and confidentiality.

HOW WE USE AND DISCLOSURE YOUR INFORMATION

At Ocean Habor Insurance, we collect information about you and may be used including in regards to your application or request for a quote, to process and service your insurance plan, settle your claims and give you additional services and products that we believe may be of interest to you, for analytics and research purposes, and as allowed or permitted by you.

COLLECTED INFORMATION

This is information you supply to us on the Internet, through your browsing device, our service providers, or through any other means. Such information may comprise your name, residential address, email address, vehicle information, telephone number, driving history, claims history, driver’s license number, former or current insurance information, medical information, gender, social security number, date of birth, marital status and educational background.

Other information may include vehicle reports, demographic information, consumer credit information; insurance claims report insurance histories, your policy coverage levels, claims history, billing information, and account balances.

Aside from personal information you provide to us individually through our website, we also use web beacons on our website and in communication emails to gather general information about visits and logs to our website as part of accessing our website performance. We use this information to enhance and improve your browsing experience. Such information includes data about how you are referred to our website, your browser and/or device type, your Internet Protocol (IP) address, and your time and duration of the visit. Ocean Habor Insurance may use third-party web analytic to collecting and track such information.

How we share and disclose your information

Ocean Habor Insurance can share or disclose some of your Information about our former, current, or potential customers but only as required or permitted by law, or as directed or permitted by the user or customer.

For instance, we may disclose or share such information with partners or nonaffiliated companies, reinsurance companies, insurance agents, like consumer reporting agencies, claims administrators and government entities. We may also share/disclose such information to companies that perform functions or services on our behalf as well as the marketing and advertisement of our services and products. Also, we may also share or disclose such information as needed to effect, enforce or administer a transaction that you authorize or request, or ineffective with processing a transaction or service that you authorize or request.

The following are also examples of situations and conditions in which we may disclose or share such information:

Your information can be shared between us and our agents, representatives, attorneys, investigators, appraisers, and others who may be involved in the marketing and sales of Ocean Habor services and products and services, processing of claims or servicing of policies.

We may also supply your information as demanded by search warrant, legal process, or subpoena, to state insurance departments, or government authorities when needed by law, or to protect our company’s legal interests in a case of suspected fraudulent or illegal activities.

Confidentiality and data security

We are strongly committed to safeguarding the security and confidentiality of your information to prevent unauthorized disclosure and access. We will only disclose/share your information with our personnel, or affiliates or others who need to know your information to service your profile/account, and as otherwise approved, permitted or required by law. We maintain reasonable strict electronic, physical, and procedural safety procedures to protect your information.

COOKIES AND OTHER TECHNOLOGIES

In addition, we or our third-party may use technology that includes cookies and web beacons on our website(s) on which we advertise, to measure site performance, enhance your website experience, and support site tracking. For instance, we put cookie through web beacon on your browser or device that helps to identify your computer and save your choice and preference when you revisit or return to our website, to customize aspects of your experience at our website, and to easily understand how visitors and users are accessing and using our website. These help us to improve the functionality of our website constantly.

Another use of cookies and web beacons is for us to advertise and promote on other websites. In this common practice referred to as re-targeting; our third-party or vendor ad server may use beacons to store cookies on your computer when you visit the Ocean Habor Insurance websites, in order to display our advertising ads to you later on other websites.

Links to Other Websites from our Website

The Ocean Habor Insurance website contains links or ads to other business partners and links to other websites offering valuable services and information. If you choose to give any information to any of this linked website or services, the disclosure, collection, and use of your information by such website or services will be governed mainly by that website’s privacy policy. Ocean Habor Insurance makes no warranties or representations regarding these linked websites.

MODIFICATION AND REVIEW TO THIS POLICY

Ocean Habor Insurance has the right to modify or review this privacy policy from any time, and the current version will be made available on the website. If significant changes or modification are made to this privacy policy, Ocean Habor Insurance will notify (but not obliged) its policyholders. Also, by using the website after such changes implies that you consent and agree to be bound by the revised version.

CONTACTING US

In case of any inquiry about this Privacy Policy or other issues, kindly contact us through the following addresses:

 

Tallahassee, FL 32317

(855) 585-0500

 

Sunrise, FL 33345

(954) 587-2299 Ext 203

http://www.pearlholding.com

California

AFA Claim Services

P.O. Box 42880

Florida

Pearl Holding Group

P.O. Box 452799

New York (Auto policies only)

Country-Wide Management Services

40 Wall Street

San Diego, CA 92142-0880

Phone: (855) 858-8142

Fax: (858) 332-2888

 

New York, NY 10005

(212) 344-8700

Ocean Harbor Claims Department (Property Claims Only)

P.O. Box 15109